Donner Pass Insurance Services was founded to bring clarity, transparency, and advocacy to insurance for families and small businesses across Truckee, Lake Tahoe, and Northern Nevada. We believe insurance should be straightforward and responsive, not overwhelming or one‑sided. By combining insider knowledge of how the industry works with a commitment to local relationships, our mission is to level the playing field — securing the right coverage at the right price so our clients can move forward with confidence.
Meet Our Founder - Steven Cooper

Steven Cooper has been serving clients in financial services and insurance since 1999, bringing more than 25 years of experience across both global institutions and local communities. Over the course of his career, he has held leadership and advisory roles with some of the world’s largest insurance and financial companies, including The Hartford, AIG, Prudential Financial, SunAmerica Financial Group, and Credit Suisse.
Having seen the inner workings of global insurance companies, Steven understands the strategies they use — and more importantly, how to turn that knowledge into leverage for his clients. By founding Donner Pass Insurance Services, he combined his global expertise with his Sierra Nevada roots to deliver transparent, client‑first solutions for his community.
Steven M. Cooper, California Insurance License #0E63692
Nevada Non‑Resident Insurance License #197689
Donner Pass Insurance Services is a DBA of Trucoop, Inc.
Licensed, insured, and bonded.
Insurance products are offered through Donner Pass Insurance Services, a DBA of Trucoop, Inc.
Coverage cannot be bound, altered, or cancelled via this website, email, or voicemail.
No coverage is effective until confirmed in writing by a licensed agent.
All insurance applications are subject to underwriting approval and carrier guidelines.
California Insurance License #0E63692 | Nevada Non‑Resident License #197689