Commercial Insurance for California and Nevada Businesses
Rooted in Truckee. Built for Business.
Donner Pass Insurance Services is a full-service brokerage based in Truckee, CA, delivering tailored commercial insurance solutions across all of California and Nevada. We protect the businesses that power our region — from contractors and restaurateurs to guides, outfitters, and professional firms.
Who We Serve
- Construction & Trades: General contractors, electricians, roofers, and builders
- Restaurants & Hospitality: Cafés, bars, food trucks, and fine dining
- Guides & Outfitters: Adventure tour operators, ski instructors, fishing guides, and rental shops
- Professional Services: Consultants, accountants, real estate agents, and tech firms
And that’s just the start. Our area inspires all kinds of entrepreneurs — from makers and retailers to niche service providers and seasonal ventures. Whatever your industry, if you’re building a business in California or Nevada, we’re here to protect it.
Championing Businesses of Every Size
Unlike many area brokers, we don’t discriminate based on account size. Whether you’re a one‑person startup, a family‑run shop, or a growing company with dozens of employees, you’ll get the same level of attention, advocacy, and tailored coverage. And because of our experience and infrastructure, we’re also set up to serve large organizations with 1,000+ employees. From micro‑businesses to enterprise operations, every pursuit deserves protection — and we’re built to deliver it.
Coverage We Offer
| Coverage Type | Description |
|---|---|
| General Liability Insurance | Protects against third-party injury and property damage claims |
| Business Owner’s Policy (BOP) | Bundled property and liability coverage for small businesses |
| Workers Compensation | Required protection for employee injuries and wage replacement |
| Commercial Auto Insurance | Covers vehicles used for business, including trucks and service vans |
| Professional Liability (E&O) | Shields service providers from claims of negligence or errors |
| Inland Marine Insurance | Covers tools, gear, and equipment in transit or off-site |
| Umbrella Liability | Adds extra protection beyond standard policy limits |
| Cyber Liability Insurance | Protects against data breaches, ransomware, and digital threats |
Local Expertise, Regional Reach
We’re not just licensed — we’re local. Donner Pass Insurance Services is deeply embedded in the Sierra community, with active licenses in California and Nevada. We proudly serve businesses across all of California and Nevada, from small towns to major metro areas.
- California Individual License #0E63692
- California Agency License #6017495
- Nevada Non‑Resident License #197689
- Nevada Agency License — Pending
Let’s Build Your Coverage
Donner Pass Insurance Services
A DBA of Trucoop, Inc.
📍 Based in Truckee, CA
📞 (530) 606-2626
📧 steve@donnerpassinsurance.com
California Insurance License #0E63692 | California Agency License #6017495 | Nevada Non‑Resident License #197689 | Nevada Agency License Pending